央行决定，自2015-10-24起，一年期存款基准利率调至1.50%,活期存款利率调至0.35%；其他各档次贷款及存款基准利率、人民银行对金融机构贷款利率相应调整。以下是最新国内各银行历史存款利率（利息）详情：
| 银行 | 活期 | 定期（整存整取） | 定期（零存整取） | 协定存款 | 一天通知存款 | 七天通知存款 | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3个月 | 6个月 | 一年 | 二年 | 三年 | 五年 | 一年 | 三年 | 五年 | |||||
| 基准利率存款利率 | 0.35% | 1.10% | 1.30% | 1.50% | 2.10% | 2.75% | --% | 1.10% | 1.30% | --% | 1.15% | 0.80% | 1.35% |
| 工商银行存款利率 | 0.30% | 1.35% | 1.55% | 1.75% | 2.25% | 2.75% | 2.75% | 1.35% | 1.55% | 1.55% | 1.00% | 0.55% | 1.10% |
| 农业银行存款利率 | 0.30% | 1.35% | 1.55% | 1.75% | 2.25% | 2.75% | 2.75% | 1.35% | 1.55% | 1.55% | 1.00% | 0.55% | 1.10% |
| 中国银行存款利率 | 0.30% | 1.35% | 1.55% | 1.75% | 2.25% | 2.75% | 2.75% | 1.35% | 1.55% | 1.55% | 1.00% | 0.55% | 1.10% |
| 建设银行存款利率 | 0.30% | 1.35% | 1.55% | 1.75% | 2.25% | 2.75% | 2.75% | 1.35% | 1.55% | 1.55% | --% | 0.55% | 1.10% |
| 交通银行存款利率 | 0.30% | 1.35% | 1.55% | 1.75% | 2.25% | 2.75% | 2.75% | 1.35% | 1.55% | 1.55% | 1.00% | 0.55% | 1.10% |
| 邮储银行存款利率 | 0.30% | 1.35% | 1.56% | 1.78% | 2.25% | 2.75% | 2.75% | 1.35% | 1.56% | 1.56% | 1.00% | 0.55% | 1.10% |
| 浦发银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.40% | 2.80% | 2.80% | 1.35% | 1.55% | 1.65% | --% | 0.55% | 1.10% |
| 上海银行存款利率 | 0.35% | 1.40% | 1.65% | 1.95% | 2.40% | 2.75% | 2.75% | 1.30% | 1.40% | 1.40% | --% | 0.55% | 1.10% |
| 上海农商行存款利率 | 0.35% | 1.50% | 1.75% | 2.00% | 2.41% | 3.13% | 3.13% | 1.50% | 1.75% | 2.00% | 1.38% | 0.96% | 1.62% |
| 兴业银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.70% | 3.20% | 3.20% | 1.40% | 1.65% | 1.95% | --% | 0.80% | 1.35% |
| 平安银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.50% | 2.80% | 2.80% | 1.25% | 1.45% | --% | --% | 0.55% | 1.10% |
| 广发银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.40% | 3.10% | 3.20% | 1.40% | 1.55% | 1.45% | 1.00% | 0.63% | 1.24% |
| 民生银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.45% | 3.00% | 3.00% | 1.40% | 1.65% | 1.65% | --% | 0.55% | 1.10% |
| 光大银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.41% | 2.75% | 3.00% | 1.40% | 1.65% | 1.65% | --% | 0.55% | 1.10% |
| 华夏银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.40% | 3.10% | 3.20% | 1.40% | 1.57% | 1.75% | 1.02% | 0.63% | 1.24% |
| 渤海银行存款利率 | 0.35% | 1.43% | 1.69% | 1.95% | 2.65% | 3.25% | 3.00% | 1.43% | 1.69% | 1.95% | --% | 0.55% | 1.10% |
| 北京银行存款利率 | 0.30% | 1.40% | 1.65% | 1.95% | 2.50% | 3.15% | 3.15% | 1.32% | 1.56% | 1.80% | --% | 0.80% | 1.35% |
| 江苏银行存款利率 | 0.35% | 1.40% | 1.67% | 1.92% | 2.52% | 3.10% | 3.15% | 1.40% | 1.67% | 1.92% | --% | 0.88% | 1.38% |
| 宁波银行存款利率 | 0.30% | 1.50% | 1.75% | 2.03% | 2.60% | 3.10% | 3.30% | 1.50% | 1.75% | 2.03% | --% | 0.96% | 1.35% |
| 南京银行存款利率 | 0.35% | 1.40% | 1.65% | 1.90% | 2.52% | 3.15% | 3.30% | 1.40% | 1.65% | 1.90% | 1.10% | 0.80% | 1.10% |
| 恒丰银行存款利率 | 0.35% | 1.43% | 1.69% | 1.95% | 2.50% | 3.10% | 3.10% | 1.43% | 1.69% | 1.69% | 1.10% | 0.65% | 1.20% |
整存整取:指开户时约定存期，一次性存入，介时一次性支取本息的一种个人存款方式。五十元起存，多存不限。存期分三个月、六个月、一年、二年、三年和五年。
零存整取:指约定存期、每月固定存款、到期一次支取本息的一种储蓄。一般每月五元起存。存期分一年、三年和五年。开户手续与活期储蓄相同，只是每月要按开户时的金额进行续存。储户提前支取时的手续比照整存整取定期储蓄存款有关手续办理。一般五元起存，每月存入一次，中途如有漏存，应在次月补齐。
利息计算公式:利息=本金×存期×利率；例如存款是100元，存期是1年，一年定期存款利率是2%，利息=100×1年×2%=2元，本息=100+2=102元。
